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Savings Dividend Rates

SAVINGS ACCOUNT INTEREST RATES
These ANNUAL PERCENTAGE YIELDS are effective as of the last dividend declaration date of
 June 30, 2014.
For additional information, call (800) 369-2786, (810) 720-8300 or (810) 664-5351.
AccountMinimum Deposit*Annual Percentage YieldAnnual Dividend Rate
Regular Share $5.00** .15% .15%
Christmas Club None .15% .15%
Summer Check Club None .15% .15%
Mortgage Payment Club None .15% .15%
Super Club None .15% .15%
Loan Pledge Club None .15% .15%
Share Draft Account $100*** .10% .10%
HSA Share Draft Account None .10% .10%

* Minimum deposit required to open the account and to obtain the stated APY.
** A minimum of $5.00 is required to maintain your share account.
*** The minimum deposit to open a share draft account is waived if you are approved for an overdraft line of credit.
These rates may change on a quarterly basis.
Any fees incurred may reduce earnings.
THE CREDIT UNION IS FEDERALLY INSURED BY THE NCUA

CERTIFICATE OF DEPOSIT INTEREST RATES
These ANNUAL PERCENTAGE YIELDS were offered within the most recent 7 calendar days and were accurate as of July 21, 2014.
For additional information, call (800) 369-2786, (810) 720-8300 or (810) 664-5351.
These rates may change on a weekly basis, but are fixed for the term of the certificate. A penalty may be imposed for early withdrawal.
Length of CertificateType of CertificateMinimum Deposit*APY
(Interest Paid at Maturity)
APY
(Interest Paid Monthly **)
APY
(Interest Paid Quarterly)
APY
(Interest
Paid &
Compounded Quarterly)
Annual
Interest Rate
91 Days Regular $2,500 .15% .15% N/A N/A .15%
182 Days Regular $2,500 .15% .15% N/A N/A .15%
12 Months Regular & IRA $500 N/A .27% .27% .27% .27%
18 Months Regular & IRA $500 N/A .32% .32% .32% .32%
24 Months Regular & IRA $500 N/A .58% .58% .58% .58%
30 Months Regular & IRA $500 N/A .67% .67% .67% .67%
36 Months Regular & IRA $500 N/A .76% .76% .76% .76%

N/A (Rate is not available for the term shown.)
* Minimum deposit required to open the account and to obtain the stated APY.
** Minimum deposit of $5,000 required
A penalty may be imposed for early withdrawal from your Certificate of Deposit.
Any fees incurred may reduce earnings.

   

SAVINGS ACCOUNT INTEREST RATES
AccountMinimum Deposit*Annual Percentage YieldAnnual Interest Rate
HI-FI Account $2,500 .15% .15%
--- None .10% .10%
IRA Account None .15% .15%

* Minimum deposit required to open the account and to obtain the stated APY.
The rates for HI-FI Accounts may change on a weekly basis.
The rates for IRA Accounts may change on a quarterly basis.
A penalty may be imposed for early withdrawal from your IRA Account.
Any fees incurred may reduce earnings.