We offer products and services that make handling your finances easy! Whether accessing your account 24/7 via one of our electronic services or conducting transactions in one of our offices, we strive to make the process convenient and hassle free.
No matter where you live, work or travel to we have an electronic service that can keep you connected to your account(s)! Click here for more information about our online services.
The A+CASH ATM Card can be used to obtain cash from any ATM that displays a VISA, NYCE, PLUS or Co-op Network logo. As a member of the Co-op Network you have access to over 28,000 nationwide no-surcharge ATMs. You can find an ATM near where you live, work, or travel by clicking here to access the Co-op Network ATM locator. Need to make a purchase? Purchases can be made, using your Personal Identification Number (PIN), at any retailer that participates in the service.
Click here for a list of local no-surcharge ATMs.
Use the A+CHECK® VISA® Debit Card, instead of writing a check, to pay for all of your purchases! The debit card is accepted by any retailer, traditional or online, that accepts VISA®. Simply swipe your card and sign for your purchase to pay directly from your share draft checking account. Transactions are detailed on your monthly statements and can be reviewed through A+COMPUTE® Online Banking, A+COMPUTE® Mobile Banking or the A+CALL® Telephone Transaction System.
Need to obtain cash? Use the A+CHECK® VISA® Debit Card to withdrawal funds from your regular share savings or share draft checking account at any ATM that displays a VISA®, NYCE®, PLUS® or CO-OP Network® logo. As a member of the Co-op Network® you have access to over 28,000 nationwide no-surcharge ATMs. You can find an ATM near where you live, work or travel by clicking here to access the CO-OP Network® ATM locator.
Additional No-Surcharge Withdrawal Options
Your A+CASH® ATM Card and A+CHECK® VISA® Debit Card may be used to obtain cash at any ATM that displays a PRESTO! ® or Alliance One® logo. PRESTO®! ATMs are located at Publix Stores in Alabama, Florida, Georgia, South Carolina and Tennessee. Alliance One ATMs are available nationwide. For locations near where you live, work or travel click on one of the links below to locate a no-surcharge ATM.
Personal Identification Number (PIN) Changes
You may change the Personal Identification Number (PIN) assigned to your A+CASH®ATM Card or A+CHECK®VISA® Debit Card at the ATMs listed below or by calling (866) 392-9952.
- Full service drive-up ATM at our Main Office at 4411 Calkins Road, east of Linden Road in Flint.
- Full service drive-up ATM at our Branch Office at 5399 East Court Street North, west of Belsay Road in Burton.
- Full service drive-up ATM at our Branch Office at 3400 Regency Park Drive, located near Holly Road and I-75 in Grand Blanc.
- Non-Deposit ATM inside the Citgo Gas Station at 1205 Ballenger Highway, south of Flushing Road in Flint.
Use the A+CALL® Telephone Transaction System from any Touch Tone telephone, including cellular phones, to securely access your account! Using your selected Personal Identification Number (PIN) to login; you can review transactions, check balances and make transfers or payments between your accounts. Contact a Member Services representative for enrollment information.
The credit union offers a variety of products and services to meet the financial needs of our members. Unless otherwise noted, the following services are available at each office:
Automatic Transfers – Schedule a transfer from one of your accounts to make a loan payment, VISA credit card payment or to transfer funds between regular share, club or share draft checking accounts on the 5th, 20th, 28th or last day of each month.
Canadian Exchange - Exchange service for accepting Canadian currency, coin and checks. Check with a credit union representative for current rate of exchange.
Credit Union Checks – Funds can be withdrawn from your account in the form of a credit union check. Requests can be made via telephone, A+COMPUTE® online banking, the A+CALL® telephone transfer system or at any credit union office.
Direct Deposit – Request your paycheck, retirement benefits, Social Security or other ACH deposit to deposit directly to your account each payday or month. The funds to be deposited directly to your account can be divided between your share, club and share draft checking account or to make a loan payment. Funds can also be deposited into another family member's savings account or used to make a loan payment through a family transfer.
First Class - When you sign up for direct deposit of your net paycheck, you automatically become a member of our First Class program. You receive printed drafts/checks at no charge and the annual fee on your Credit Union VISA® credit card is waived. You may also apply to increase your ATM card daily withdrawal limit.
Money Orders – An alternative to writing a check for payment of funds. Money Orders can be purchased at any teller window for any amount up to $999.99. (Not available at the Lapeer Office)
Notary Service - A notary public verifies/witnesses signatures on legal documents. All documents that require notarization must be signed in the presence of the notary. Notary services are available at any credit union office.
Postage Stamps - Books of 20 postage stamps can be purchased at any teller window.
Relay Service - A phone service where a relay employee (middle person) communicates with a member by teletypes and the Credit Union by phone as an interpreter.
Safe Deposit Boxes (Available at the Main Office and Regency Park Branch) – Safe deposit boxes are available to rent at the Main and Regency Park Branch Offices. For your convenience, we offer four sizes of boxes and the annual rental fee is automatically deducted from your regular share savings account on January 15th.
Senior Class - When you sign up for direct deposit of your Social Security retirement benefits, retirement and/or pension check you automatically become a member of our Senior Class. You receive printed drafts/checks at no charge and the annual fee on your credit union VISA® credit card is waived.
Signature Guarantee (Available at the Main Office) - A verification/witness of signatures required when a member is transferring securities (stock, bonds, etc.) with a value of $100,000 or less. This service is offered at the main office, located at 4411 Calkins Road.
TTY - A teletype - phone device which allows typed instead of verbal conversations. Please call (810) 720-8309 to use this service.
VISA® Gift Cards - May be purchased for any amount between $10 and $1000 and can be used anywhere VISA® debit cards are accepted.
Wire Transfers - Automatic transfer of funds to and/or from other participating financial institutions via the Federal Reserve Bank's Funds Transfer Network. For same day service, information must be received by the Credit Union before 3:30 p.m..